Thanks to Professors Kathleen Engel and Pat McCoy for guest blogging last week. They added new perspectives on the important issues surrounding residential mortgage financing and offered provocative ideas about how to improve its legal regulation. Their post on the ability of subprime borrowers to shop for better loan terms generated one of the more extended discussions we have had on this blog. You can find more of their work at the SSRN authors’ pages for Professor Engel and for Professor McCoy.

We will continue to have guest bloggers from time to time. We hope our readers find that the guest bloggers provide new perspectives and explore different issues than we have offered. Look for several guest bloggers in January.