Thanks so much to CreditSlips for allowing me to use their podium, and thanks in particular to Bob and John for their very kind and generous words about me and my work!  There is certainly enough going on in the world of debt and bankruptcy in the United States to occupy our attention, but I hope that my small contribution here has shown that throwing in a comparative observation here and there gives our thought process that little extra something.  This fall, I’ll continue to spice up domestic analysis of consumer debt and bankruptcy from my new academic home at John Marshall Law School in Chicago.  I would be very happy to hear from people if ever I can offer some comparative input and share my enthusiasm for this line of inquiry.  Cheers!