We have to thank Jean Braucher for joining us a second time as a guest blogger on Credit Slips. I was about to write that we learned she was an Uniform Commercial Code article 9 "supernerd," but looking over that post I see she was careful never to say she was a supernerd. Rather, she was "calling all article 9 supernerds." That's OK, Jean, your friends all know anyway. Thanks for joining us again, and we hope we have you back again some day.