On behalf of all the regulars here at Credit Slips, I wanted to extend our thanks to Professor Michelle Harner of the University of Maryland School of Law. Michelle's guest posts over the past few days were typical of her work, which combines the detailed institutional knowledge of a partner in a major international law firm with the "big picture" policy perspective from academia. Thank you, Michelle, for spending some time with us, and we hope that it causes some Credit Slips readers from outside academia to go look up your scholarly papers.